Frequently Asked Questions Print E-mail
icon_faqs

WHAT CAN I BORROW FOR?

Purchase of Residential property to live in;

Purchase of Residential property to invest in;

Equity release in existing property to invest in further properties or other personal investment;

Refinance of existing debts;

Construction

Vacant Land

Consolidation of debts;

Adverse credit rating and need a second chance;

Short term secured finance.

 

Any scenario can be discussed and with adequate security and servicing capability we would look to the most suitable lender for your situation and offer options, or possible solutions for you to reach this goal in the future.


WHO CAN BORROW MONEY?

Do you have an income? Are you self employed? Do you have a deposit or equity in another property?  A quick discussion with us can give you insight into this.


WHAT TYPE OF LOANS DO YOU OFFER?

We offer loan products from at least 27 lenders, they offer numerous loan types:

Variable Rate Loans

Fixed Rate Loans

Line of Credit

Lo Doc  

 

These are standard loan types, however most lenders have products within these and that’s why you can rely on us to sort through the maze and help you choose a solution.


HOW MUCH CAN I BORROW?

This depends on your income and the deposit you have. A five minute phone call to us to discuss an overview of your situation may help set you on the right path when looking for a home, investment property or using further equity in your property.


FIRST HOME OWNERS GRANT

This grant is by the Federal government and as at January 2010 is $7,000.  Funds can be utilized for home purchase or other purpose.  It is easy to apply just visit our calculators & tools tab for all the details and application forms.


WHAT PAPERWORK DO YOU NEED TO MAKE AN APPLICATION?

Visit our application page and view/print the Checklist. On some occasions further information is required by individual lenders.

 



Website by